25 Questions to Ask When Buying a House in Dallas/Fort Worth
Buying a Dallas or Fort Worth area, or any home is one of the biggest decisions you’ll ever make. It’s exciting but can feel overwhelming with all the details to consider. To help you make an informed decision, here’s a list of 25 Questions to Ask When Buying a Home. Let’s dive in! 1. What’s…
Read MoreHow to Buy a House: Your Dallas Buying Guide
So, you’re thinking about buying a house? Well, you’re not alone. One of the most common things people search for when thinking about taking that big step is “how to buy a house.” Trust me, I get it! It’s a huge decision, and you want to make sure you’re ready, know what to expect, and…
Read MoreWhat Happens To Your Mortgage In A Divorce: What You Need To Know
Divorce is a challenging process, and when it involves a shared mortgage, the complexity only increases. Whether you’re considering selling your home, refinancing your mortgage, or buying out your spouse’s share, it’s crucial to understand the options available to you and the potential implications of each choice. This guide will walk you through these options…
Read MoreWill Mortgage Rates Ever Go Back Down to 3% Again?
Ah, the golden days of 3% mortgage rates. It feels like just yesterday, doesn’t it? Many homeowners and prospective buyers are holding onto the hope that we might see those historic lows again. But let’s dive into the reality of the situation. Mortgage interest rates dropping to the historically low level of 3% was primarily…
Read MoreNavigate A Divorce with An Expert: The Owelty Lien Solution
Divorce is a challenging and incredibly stressful process, particularly when it comes to dividing assets like the family home. As a Certified Divorce Lending Professional, I have the expertise to guide you through this complex situation, especially with the use of an Owelty lien, which is a powerful tool in Texas for dividing home equity…
Read MoreTop 10 Frequently Asked Questions About the Mortgage Process by Home Buyers
Going through the mortgage process can be scary and confusing, but with the right information, it becomes much more manageable. Here are the top 10 questions I frequently receive from clients, along with detailed answers to help you understand the ins and outs of getting approved for a mortgage. Do I need to get prequalified…
Read More5 Things You’re Doing Wrong With Your Mortgage Loan Application and How to Fix Them!
5 Things You’re Doing Wrong With Your Mortgage Loan Application and How to Fix Them! Not Getting Preapproved: Mistake: Starting house hunting without preapproval. Fix: Get preapproved before you start shopping. This shows sellers you’re serious and helps you understand your budget. Ignoring Your Credit Report: Mistake: Not checking your credit report for errors. Fix:…
Read MoreTips for Younger Homebuyers: Making Your Plano, Texas Dream Home a Reality
Hey there, aspiring homebuyers in Plano, Texas! We will help you make this a reality. Are you a member of Gen Z, wondering if buying a home in today’s market is more of a pipe dream? Given the challenges posed by inflation, rising home prices, and fluctuating mortgage rates, it’s natural to feel a bit…
Read MoreNavigating Your Mortgage in a Changing Economy: Tips for Prospective and Current Homeowners
Hello, it’s Richard here from NEXA Mortgage! As we witness shifts in our economy, understanding the implications on mortgages is more crucial than ever. Whether you’re looking to buy a home or already own one, here’s how you can navigate these turbulent times to make informed decisions about your mortgage. Economic Overview The current economic…
Read MoreWhy Choose a Mortgage Broker Over a Bank? The Reasons Exposed.
Why Choose a Mortgage Broker Over a Bank? The Richard Woodward Team Explains Hello and welcome to our latest blog post! If you’re in the market for a new home, you might be wondering whether to go through a bank or a mortgage broker. Well, here at The Richard Woodward Team at NEXA Mortgage, we…
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