How to get rid of mortgage insurance without refinancing
Getting rid of mortgage insurance is a great way to save money on your home expenses. The mortgage insurance premium does protect you in the event of an unfortunate foreclosure and is required on the vast majority of conventional loans with less than 20% down. Mortgage insurance, sometimes referred to as MI or PMI will…
Read MoreHome improvement loans for your new pool or any Home Improvement
Home improvement loans or home improvement refinance loans are a great way to help you finance the cost of installing that beautiful new sparkling pool. Summertime in Texas means pool time. I can help you with your new backyard oasis with our easy home-improvement loan program. Updating and customizing your existing house could be a…
Read MoreReverse Mortgage Myths |Part 2 The Truth About Reverse Mortgage
Reverse mortgage myths part two. The truth about reverse mortgages is that most people just don’t understand them. I work with loan officers and Realtors every day, and the vast majority of them have no idea of how a reverse mortgage actually works. I am a certified reverse mortgage specialist and I have been doing…
Read MoreReverse Mortgage Myths | The Truth about Reverse Mortgages
Reverse mortgage myths are very common. Reverse mortgages are different than a traditional forward mortgage, therefore many people are afraid of them. Few people have studied the benefits and the guidelines but are quick to dismiss what they don’t understand. My name is Richard Woodward, and I am a certified reverse mortgage specialist. I’m going…
Read MoreReverse Mortgage Success Story
Here is a Reverse Mortgage success story. You hear negative stories about reverse mortgages all the time. Uniformed people are quick to criticize what they don’t know or understand. But the real truth is reverse mortgages are the perfect solution for many retiring individuals. I wanted to share with you a reverse mortgage success story…
Read MoreBuying A Fixer-Upper Home Is Easier Than You Think
Buying a fixer-upper can be easy if you work with the right team. According to noted penny pincher Dave Ramsey, if you’re in the market for a fixer-upper, chances are your competition is slim. That’s great news because it means the odds for scoring a sweet deal are in your favor. The current real…
Read MoreWe Are Helping Teachers $500 at a Time
Teachers Loan Program. We’re excited to announce the 2019 Teachers Campaign and another year of partnering with DonorsChoose.org. This is a limited time program. Call me today at (214) 945-1066 or apply for free at www.MortgageProsUs.com This campaign is open to educators including teachers, librarians, guidance counselors, school nurses and teacher/coaches that work directly with…
Read MoreWhen Home Improvement Does and Does Not Increase Value
A fairly persistent misperception of more than a few homeowners is that a home improvement will increase the value of a residence in an amount on par with the cost of that improvement. In fact, more often than not a home improvement does not increase the value of a residence on par with the amount…
Read MoreWhy A Reverse Mortgage Does Not Cost Too Much
Many critics will tell you that a reverse mortgage cost too much. Mind you, most of those critics have never studied reverse mortgages and are relying on misinformation to form an opinion. I wanted to share with you some great information provided by Wade D. Pfau, Ph.D. Wade D. Pfau, Ph.D. CFA, is a professor…
Read MoreCash Home Buyers Can Cost Sellers Lots of Money
Cash buyers are supposed to be great for sellers right? That may not be true when it comes to Ebuyers. Why should home sellers be cautious when it comes to accepting offers form “cash buyers”? What is an Ebuyer? Ebuyers are home buyers like OpenDoor, OfferPad, Redfin, We Buy Ugly Houses and a whole…
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