Why Choose a Mortgage Broker Over a Bank? The Reasons Exposed.
Why Choose a Mortgage Broker Over a Bank? The Richard Woodward Team Explains Hello and welcome to our latest blog post! If you’re in the market for a new home, you might be wondering whether to go through a bank or a mortgage broker. Well, here at The Richard Woodward Team at NEXA Mortgage, we…
Read MoreAvoid this mistake that could cost you hundreds of thousands of dollars with your 401(K)
Did you know that a decision made 25 years ago could cost you a fortune by retirement? I’m Richard Woodward, your guide to smart mortgage and retirement planning. Here’s a lesson worth over $550,000 that could change your financial future. When I left my employer two and a half decades ago, I made the choice…
Read MoreUnlocking Your Home Buying Potential in DFW: The Power of Prequalification
In the vibrant and dynamic Dallas-Fort Worth (DFW) area, the dream of homeownership shines bright for many. With its diverse neighborhoods, booming economy, and rich cultural tapestry, DFW is a place where many aspire to plant their roots. As of February 2024, the average home sales price in this bustling metropolis stands at $371,777. For…
Read MoreTexas Homestead form updates must be filed immediately.
Attention, Texas homeowners! A significant legislative update has been passed that could impact your property taxes. The Texas Senate has enacted a bill requiring homeowners to reapply for their homestead exemption every five years. This exemption plays a crucial role in reducing your property tax bill and failing to renew it within 30 days of…
Read More7 Post-Home Selling Regrets in Dallas/Fort Worth You’ll Want to Avoid!
Selling a home in the bustling Dallas/Fort Worth area can be as exciting as it is nerve-wracking. With the market constantly evolving, making informed decisions is key to a successful sale. However, even the most seasoned sellers can have regrets. Here, we uncover the top seven post-listing regrets you’ll want to steer clear of, ensuring…
Read More7 Essential Tips for Divorcees Selling Their Home in Dallas
Navigating through a divorce is challenging enough, and selling a home amidst this process adds another layer of complexity. In Dallas, where the real estate market can be as unpredictable as the weather, it’s crucial to approach the sale of your marital home with care and strategy. Here are seven tips to help divorcees sell…
Read MoreNavigating Retirement with Confidence: The Power of Reverse Mortgages
As a Certified Reverse Mortgage Specialist with over two decades of experience in the mortgage industry, I’ve dedicated my career to empowering homeowners in their retirement years. My commitment to excellence is reflected in the 333 5-star reviews from satisfied clients on Google, underscoring my expertise and the trust placed in my services. Why Reverse…
Read MoreDemystifying Mortgages in Dallas: Your Guide to Understanding How Mortgages Work
Navigating the world of home buying in Dallas can feel like exploring a maze without a map, especially when it comes to understanding mortgages. But fear not! This blog post is your compass, designed to guide you through the intricacies of mortgages with clarity and confidence. Whether you’re a first-time homebuyer, a step-up buyer, or…
Read MoreThe Ultimate First-Time Homebuyer Guide: Step-by-Step
Hey there, future homeowner! Get ready for an insightful journey into the realm of homeownership. In this comprehensive guide, we’ll delve into each step with clarity and precision, ensuring you’re well-prepared for the exciting path ahead. 1. Understanding Your Personal Financial Situation: First things first, let’s conduct a thorough financial assessment. Take a moment to…
Read More7 Reasons Why Buying VS. Renting A Home in Dallas Texas Is Much Better.
Are you currently renting and wondering if buying a home in Dallas Texas is the right move for you? You’re not alone! The decision to buy a home is significant, but in a city like Dallas, it’s an opportunity you don’t want to miss. Here at The Richard Woodward Team NEXA Mortgage, we’re passionate about…
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