How to get your offer accepted as a cash buyer and still finance.
How to get your offer accepted as a cash buyer and still finance. Are you a home buyer or Realtor making offers on homes only to be beat out by cash buyers? I know it is frustrating. You are a perfectly good buyer with a strong pre-approval for financing. But in today’s market, sellers think…
Read MoreQuestions to ask before you hire a divorce attorney
You need the right legal representation to help you resolve a family matter or planning for a divorce. You also want to make sure that the family lawyer or divorce attorney you choose has the experience and knowledge necessary to handle cases similar to yours. It is important that you take the time to meet with potential…
Read More500,000 Reverse Mortgages and Growing
500,000 Retirees have taken out a Reverse Mortgage and the Number is Growing Reverse mortgages are gaining acceptance by financial planners and smart investors alike. With over 500,000 reverse mortgages originated, the safety has improved, and the cost have come down. Reverse mortgages offer benefits to homeowners who understand how they work. Both locally and…
Read More$600 Appraisal Credit Available for Home Buyers
Do you want to lower your closing cost on your mortgage? I’m offering up to $600 credit toward your appraisal, and I will not charge an underwriting or processing fee for home buyers. Home buyers normally pay up to $2100 for these 3 fees with most mortgage bankers. I want to help you become a…
Read More2022 The Rules have changed in the mortgage business
The Mortgage Business has Changed in 2022 The mortgage business is changing in 2022 in a number of different ways. We are going to look at what is coming in 2022 for the mortgage business and the Real Estate business. Forecasting is not easy these days, especially when it comes to economics. For example, many…
Read MoreNo MI With Just 10% Down On Your Next Mortgage
No mortgage insurance for you! No MI with just 10% down on your next mortgage is available now for well-qualified homebuyers. The Richard Woodward Team is here to make mortgages easier – and less expensive. Get the best program custom-designed for your needs, low rates and cost. What Is Mortgage Insurance And How Does It…
Read MoreMortgage rate Lock and Shop Program for home buyers
Introducing our Mortgage Rate Lock & Shop Program. Traditionally, home buyers are unable to lock in an interest rate until they have found a home and executed a purchase contract. Most mortgage lenders will not allow you to lock in the interest rate until they receive an executed purchase contract. That’s normally okay in a…
Read MoreHow does one spouse buy out the other in a divorce?
Divorce and how to buy out or split the equity in the marital home. One spouse can buy the other spouse from the house they owned before marriage when the divorce decree states who will keep the house and how much equity will be divided. In other words, the existing spouse gives an offer to…
Read MoreShould I wait to buy my Dallas home? What is the cost of waiting to buy my Dallas home?
If you’re considering buying a Dallas home in the near future, I have some important information for you. You may be tempted to wait because you are listening to Uncle Joe and he tells you we are in a bubble and the home prices will come down. But what you don’t know is that waiting could…
Read MoreHow much are you really approved for with your mortgage approval?
So you received your mortgage approval, so what does that mean? How much can you really buy? What if the amount you need is different than the approval amount? The Richard Woodward Mortgage Team is here to help explain in more detail what the mortgage approval means. I often get asked these questions after the…
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