Loan Programs and Information
What Happens To Your Mortgage In A Divorce: What You Need To Know
Divorce is a challenging process, and when it involves a shared mortgage, the complexity only increases. Whether you’re considering selling your home, refinancing your mortgage, or buying out your spouse’s share, it’s crucial to understand the options available to you and the potential implications of each choice. This guide will walk you through these options…
Read MoreTop 10 Frequently Asked Questions About the Mortgage Process by Home Buyers
Going through the mortgage process can be scary and confusing, but with the right information, it becomes much more manageable. Here are the top 10 questions I frequently receive from clients, along with detailed answers to help you understand the ins and outs of getting approved for a mortgage. Do I need to get prequalified…
Read MoreTips for Younger Homebuyers: Making Your Plano, Texas Dream Home a Reality
Hey there, aspiring homebuyers in Plano, Texas! We will help you make this a reality. Are you a member of Gen Z, wondering if buying a home in today’s market is more of a pipe dream? Given the challenges posed by inflation, rising home prices, and fluctuating mortgage rates, it’s natural to feel a bit…
Read MoreNavigating Your Mortgage in a Changing Economy: Tips for Prospective and Current Homeowners
Hello, it’s Richard here from NEXA Mortgage! As we witness shifts in our economy, understanding the implications on mortgages is more crucial than ever. Whether you’re looking to buy a home or already own one, here’s how you can navigate these turbulent times to make informed decisions about your mortgage. Economic Overview The current economic…
Read MoreWhy Choose a Mortgage Broker Over a Bank? The Reasons Exposed.
Why Choose a Mortgage Broker Over a Bank? The Richard Woodward Team Explains Hello and welcome to our latest blog post! If you’re in the market for a new home, you might be wondering whether to go through a bank or a mortgage broker. Well, here at The Richard Woodward Team at NEXA Mortgage, we…
Read MoreUnlocking Your Home Buying Potential in DFW: The Power of Prequalification
In the vibrant and dynamic Dallas-Fort Worth (DFW) area, the dream of homeownership shines bright for many. With its diverse neighborhoods, booming economy, and rich cultural tapestry, DFW is a place where many aspire to plant their roots. As of February 2024, the average home sales price in this bustling metropolis stands at $371,777. For…
Read MoreTexas Homestead form updates must be filed immediately.
Attention, Texas homeowners! A significant legislative update has been passed that could impact your property taxes. The Texas Senate has enacted a bill requiring homeowners to reapply for their homestead exemption every five years. This exemption plays a crucial role in reducing your property tax bill and failing to renew it within 30 days of…
Read More7 Post-Home Selling Regrets in Dallas/Fort Worth You’ll Want to Avoid!
Selling a home in the bustling Dallas/Fort Worth area can be as exciting as it is nerve-wracking. With the market constantly evolving, making informed decisions is key to a successful sale. However, even the most seasoned sellers can have regrets. Here, we uncover the top seven post-listing regrets you’ll want to steer clear of, ensuring…
Read MoreNavigating Retirement with Confidence: The Power of Reverse Mortgages
As a Certified Reverse Mortgage Specialist with over two decades of experience in the mortgage industry, I’ve dedicated my career to empowering homeowners in their retirement years. My commitment to excellence is reflected in the 333 5-star reviews from satisfied clients on Google, underscoring my expertise and the trust placed in my services. Why Reverse…
Read MoreDemystifying Mortgages in Dallas: Your Guide to Understanding How Mortgages Work
Navigating the world of home buying in Dallas can feel like exploring a maze without a map, especially when it comes to understanding mortgages. But fear not! This blog post is your compass, designed to guide you through the intricacies of mortgages with clarity and confidence. Whether you’re a first-time homebuyer, a step-up buyer, or…
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