Mobile Mortgage Calculator for the Richard Woodward Team

Mortgage rates update for Dallas Texas for January 19, 2018. Mortgage rates climbed higher this week as a result of the bullish stock market. The stock market was pushed higher on economic optimism and as the recent tax plan buoyed stocks. Unfortunately, the bond market did not fare so well. The bond market determines interest…

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How does a mortgage inquiry affect my credit score

How does an inquiry affect my credit score for a mortgage. As a top Dallas Texas lender, I get this question all the time.  The fact is if you are shopping for a Dallas Texas mortgage, lenders have to pull your credit.  Let’s take a look at some basics.  What is an inquiry?  An Inquiry…

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How To File Your Texas Homestead Form

Now is the time to file your Texas Homestead form if you closed on your home prior to January 1st. I like to remind people in the latter part of January because hopefully you’re done with your Holiday bills and you’re starting to get your tax information ready. If you own a residence in Texas,…

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Year over Year Price increase

Dallas home value hit another record high in December 2017.  There has never been a better time to own a home in Dallas Texas.  According to Redfin, the median home sales price in Dallas Texas increased 5.66% as compared to December 2017.  I helped one homeowner in North Dallas purchase a home in 2014. She…

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Home improvement loans

Texas home improvement loans are a great way to finance upgrades to your existing home or to a new home that you wish to purchase. HGTV’s Fixer Upper, House Hunters and Property Brothers at Home are big hits for Texas television viewers.  Have you ever wondered how you could improve your house if you’re not sitting on…

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Why Get Your Reverse Mortgage From Richard Woodward of Service First Mortgage

How a reverse mortgage helped an 84-year-old retired schoolteacher purchase a home even with horrible credit.  She needed to sell her existing larger home so she could move closer to her grandchildren and save the expense of a large home. Many seniors try to help their adult children by cosigning credit accounts with them. Unfortunately,…

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Service First Cares C. O. P. S. initiative

We are excited to announce our 2017 Fall Cause. Service First Mortgage is again partnering with Concerns of Police Survivors (C.O.P.S.), a non-profit which supports the family and friends of police officers who have died in the line of duty. In recognition of the tremendous sacrifices that all of our heroes in blue make to…

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Watch this Dallas Metro Housing Video for September 2017.  Median Home Sales Price in the Dallas Texas area was $280,000 in September,  up 8.11% ! Wow! Monthly home sales were down 4.54% with 5978 homes reported sold.  The median number of days on the market was 30, that’s up 11.11% from the previous year. The number of homes on…

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let us pay your FHA loan appraisal fees

Hurry! Offer Ends October 15th 2017. FHA home loans open the door to home ownership to millions of home buyers. Allow me to help you buy your home. Save today. Please share if you know anyone looking to buy sell or refinance a home. Read more about FHA home loans now. An FHA loan can…

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