Loan Programs and Information
Guaranteed Home Loan Closing Program
Our Guaranteed Home Loan Closing Program enables homebuyers to better compete in this low inventory housing market. One of the reasons many offers don’t get accepted is that the buyer is not pre-approved or is just pre-qualified by a lender that does not have a reputation for closing on time. My name is Richard Woodward,…
Read MoreHow to freeze your credit reports to protect your identity | Credit Freeze
How to freeze your credit report to protect your identity from scammers and thief’s. Identity theft happens every day. Identity theft is real and it can have a serious effect on your life should it occur to you. Once it has happened it can be really challenging to overcome. People can open accounts in your…
Read MoreDallas Home renovation for a long-term payoff
Whether you’re planning to list in the near future or thinking about refinancing at some point, adding value to your home is the smart, long-term play. Invest in these home renovation projects for a long-term payoff. In this article, we’ll review several upgrades and renovation projects that add long-term value to your home in McKinney. Did…
Read MoreHow to List and Sell More Homes to a Retiring Population Reverse Mortgage Webinar
Reverse Mortgages are great tools that every Realtor should understand. By understanding reverse mortgages, Realtors can help seniors sell their current home and buy a new one without a monthly mortgage payment. Many children move from home and start families leaving grandparents miles away. The New Reverse mortgage enables seniors to use the equity they…
Read MoreHow To Get Your Offer Accepted In A Dallas Hot Housing Market
Getting your offer accepted in a hot housing market can be a challenge. Buying a house in Dallas or Plano or Frisco is challenging right now. In this video, we are going to discuss the hot Dallas housing market and what to do to get your offer accepted. Currently, there are fewer houses for sale…
Read MoreWhy NOT to Buy a Home Directly With the Listing Realtor
Why not to buy a home directly with the listing Realtor explained. As a mortgage professional I get this question asked of me all the time. A homebuyer will come to me for preapproval and then will start the home shopping process. When I ask if they are being represented by a Realtor, they may…
Read MoreHow NOT to be Taken Advantage of By New Home Builders
New home builders can oftentimes take advantage of home buyers. We will discuss this in our video. Jillian and I are 20+ year veterans in the Real Estate and Mortgage business. We continue to grow our list of clients with superior education and processes. Stay tuned for our series to help home buyers with the…
Read MoreHow a Bridge Loan Can Help Get Your Offer Accepted Without a Contingency
A bridge loan can help you get your offer accepted in a very competitive market without having to sell your home first. Because the DFW market is so hot at the moment, sellers are reluctant to accept an offer if it is contingent on the sale of your existing home. Bridge loans enable you to…
Read MoreHelpful Hints for First-Time Home Buyers | Part 4
From Offer to Closing By Shawna Sanders If you’ve been following along in our series, Helpful Hints for First-Time Home Buyers, you’ve gotten your finances in order, chosen your real estate agent and lender before starting the hunt. You’ve found the house you want to make an offer on. So what happens now? Make an Offer…
Read MoreFannie Mae and Freddie Mac are charging you more to refinance
Fannie Mae and Freddie Mac both dropped a bombshell yesterday. The FHFA, Fannie and Freddie’s regulator, is imposing a new 0.5% of the loan amount fee to all refinances effective September 1st. Almost all lenders will start collecting this new higher rate immediately because it will take until after September 1st to deliver the loan…
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