Monthly Newsletter
Will Mortgage Rates Ever Go Back Down to 3% Again?
Ah, the golden days of 3% mortgage rates. It feels like just yesterday, doesn’t it? Many homeowners and prospective buyers are holding onto the hope that we might see those historic lows again. But let’s dive into the reality of the situation. Mortgage interest rates dropping to the historically low level of 3% was primarily…
Read More5 Things You’re Doing Wrong With Your Mortgage Loan Application and How to Fix Them!
5 Things You’re Doing Wrong With Your Mortgage Loan Application and How to Fix Them! Not Getting Preapproved: Mistake: Starting house hunting without preapproval. Fix: Get preapproved before you start shopping. This shows sellers you’re serious and helps you understand your budget. Ignoring Your Credit Report: Mistake: Not checking your credit report for errors. Fix:…
Read MoreTips for Younger Homebuyers: Making Your Plano, Texas Dream Home a Reality
Hey there, aspiring homebuyers in Plano, Texas! We will help you make this a reality. Are you a member of Gen Z, wondering if buying a home in today’s market is more of a pipe dream? Given the challenges posed by inflation, rising home prices, and fluctuating mortgage rates, it’s natural to feel a bit…
Read MoreNavigating Your Mortgage in a Changing Economy: Tips for Prospective and Current Homeowners
Hello, it’s Richard here from NEXA Mortgage! As we witness shifts in our economy, understanding the implications on mortgages is more crucial than ever. Whether you’re looking to buy a home or already own one, here’s how you can navigate these turbulent times to make informed decisions about your mortgage. Economic Overview The current economic…
Read MoreTexas Homestead form updates must be filed immediately.
Attention, Texas homeowners! A significant legislative update has been passed that could impact your property taxes. The Texas Senate has enacted a bill requiring homeowners to reapply for their homestead exemption every five years. This exemption plays a crucial role in reducing your property tax bill and failing to renew it within 30 days of…
Read More7 Post-Home Selling Regrets in Dallas/Fort Worth You’ll Want to Avoid!
Selling a home in the bustling Dallas/Fort Worth area can be as exciting as it is nerve-wracking. With the market constantly evolving, making informed decisions is key to a successful sale. However, even the most seasoned sellers can have regrets. Here, we uncover the top seven post-listing regrets you’ll want to steer clear of, ensuring…
Read MoreMortgage and Real Estate Market Forecast for 2023
What does the market hold for 2023 for mortgages and real estate? There is a lot of misinformation about the market. Will there be a real estate crash? What will happen to mortgage rates? Is now a good time to buy? Today we’re going to talk about these questions and I will share with you…
Read MoreHow to get the seller to subsidize and lower your mortgage payment
If you are shopping for a home, you may have noticed interest rates have changed a bit. Are you concerned about the current interest rates and how to lower your monthly mortgage payment? Yes, interest rates are higher now than they have been in the last couple of years, but it’s still a great time…
Read MoreGet A Second Opinion on a Mortgage Rate
Getting A Second Opinion on a Mortgage Rate A second opinion can prove to be very valuable. You should always seek out another opinion after a doctor gives you a shocking diagnosis. This applies to car repairs or air conditioning systems too. Second opinions are common in many industries and situations. Why wouldn’t you apply the same logic…
Read MoreTexas First-Time Homebuyer and Down Payment Assistance Programs
Texas First-Time Homebuyer and Down Payment Assistance Programs Texas is home to everything. Unfortunately, this statement may not be true for your savings account. Perhaps you believed you didn’t have enough money to pay a down payment on your Texas first home when you last checked your savings account. Rethink that. We got you covered. Down payment…
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