blog Archives | Page 12 of 25 | The Richard Woodward Team Nexa Mortgage

Are you looking to invest in a rental property? Rental property ownership can provide passive income and long-term growth of your wealth. Becoming a property investor has gotten easier as there is a lot of valuable information online you can use to build your portfolio. Like any other investment, rental property purchases require time and…

FHA Home Loan for 580 and higher credit scores

An FHA Home Loan is one of the best home loans for first time home buyers and those with less than perfect credit. With an FHA Home Loan, buyers can purchase homes with as little as 3.5% down. This makes the FHA home loan program ideal for many people. At Service First Mortgage we have…

$2T Stimulus… How does that affect my mortgage_

You may have heard on the news about the $2Trillion dollar stimulus package recently announced. You may also be asking how that will affect my mortgage. Well as a mortgage lender with over 22 years of experience I can honestly say the current environment has hit the financial industry with a perfect storm. Several weeks…

The Fed cut interest rates to zero. What does that mean to me?

Mortgage rates are NOT zero. Interbanking offering rates are near zero. Today the fed cut interest rates to zero. What does that mean to you? The fed funds are not the same things as mortgage rates, the two are somewhat associated with one another but are not directly tied to one another. Mortgage rates are…

A paycheck in retirement can solve many problems. When it comes to getting ready for retirement, one word is paramount; save, save and save. And once you stop working, the last thing you want to do is to ‘spend.’ Now let’s say you diligently worked for 37 years in active service saving and building your…

I love helping veterans save money with a low-cost VA refinance. A VA streamlined version is called an IRRL which stands for interest rate reduction loan. VA refinance IRRL loans are super easy as they do not require income verification or an appraisal. All the closing costs can be included in the new loan so…

Home Care for Seniors or those in need. An Introduction

Home care for Seniors or others in need is a topic near to my heart. I work with seniors often in the course of my reverse mortgage business. I am so thankful to be able to help our elders with financial resources to stay in their homes. I am a firm believer that as long…

5 Reasons You Need to Hire Pros for Your Next Cross-Country Move

Moving is a tedious task and I dread it. From making lists to gathering moving items and unloading; moving is one giant task and out of all the household tasks it is the most detested by me. I am sure you can agree with me on this point. After all, moving is a big deal…

Save big in retirement with these helpful tips. After a lifetime of hard work, retirement seems like a finish line that many seniors can’t wait to reach. But the absence of a steady income and the high costs of housing, healthcare, utilities, and food isn’t cutting it for many seniors. That’s why we have compiled…

Announcing our Police Officer Appreciation Discount program. Helping Police Officers and those in need aligns closely with our core value of pursuing our passion through purpose, so we are excited to relaunch the Fall Cause for 2019! Please review the details below. Program Dates: November 15, 2019 – December, 31, 2019. Borrowers must have an…