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Mobile Mortgage Calculator for the Richard Woodward Team

Mortgage rates update for Dallas Texas for January 19, 2018. Mortgage rates climbed higher this week as a result of the bullish stock market. The stock market was pushed higher on economic optimism and as the recent tax plan buoyed stocks. Unfortunately, the bond market did not fare so well. The bond market determines interest…

How does a mortgage inquiry affect my credit score

How does an inquiry affect my credit score for a mortgage. As a top Dallas Texas lender, I get this question all the time. The fact is if you are shopping for a Dallas Texas mortgage, lenders have to pull your credit. Let’s take a look at some basics. What is an inquiry? An Inquiry…

Now is the time to file your Texas Homestead form if you closed on your home prior to January 1st. I like to remind people in the latter part of January because hopefully you’re done with your Holiday bills and you’re starting to get your tax information ready. If you own a residence in Texas,…

Dallas home value hit another record high in December 2017. There has never been a better time to own a home in Dallas Texas. According to Redfin, the median home sales price in Dallas Texas increased 5.66% as compared to December 2017. I helped one homeowner in North Dallas purchase a home in 2014. She…

Texas home improvement loans are a great way to finance upgrades to your existing home or to a new home that you wish to purchase. HGTV’s Fixer Upper, House Hunters and Property Brothers at Home are big hits for Texas television viewers. Have you ever wondered how you could improve your house if you’re not sitting on…

5 Star Testimonial by Steve for The Richard Woodward Mortgage Team

Thanks to my customers for the 5 Star Reviews. November Customer Testimonials for The Richard Woodward Mortgage Team At Service First Mortgage, we believe we have the best jobs in the world. Richard has been a top mortgage lender in Mckinney Texas for over 19 years. The Richard Woodward Mortgage Team Reviews. Richard Woodward, NMLS…

Dividing Up Credit Card Debt During A Divorce

Divorce Resource you need to protect yourself. A professional divorce team has a range of team players including the attorney, financial planner, accountant, appraiser, mediator and yes, a divorce lending professional. Every team member has a significant role ensuring the divorcing client is set to succeed post decree. A lending professional well versed in the…

November Dallas Snapshot of housing numbers

Dallas Metro Home Sales And Value Report for November 2017. As a mortgage lender, I like to stay on top of housing trends. If you are looking to make a purchase might be better to do so now as home prices continue to rise. Read my blog post; Why waiting year to buy a home Plano Texas really…

Why waiting a year to buy a home in Plano Texas home could really cost you a lot of money. I had a Plano Texas family talk to me today, they want to talk about how to buy a home. They wanted to wait a few years to save for a bigger down payment. WRONG

Why waiting a year to buy a home in Plano Texas home could really cost you a lot of money. I had a Plano Texas family talk to me today, they wanted to talk about how to buy a home. They wanted to wait a few years to save for a bigger down payment. WRONG This analysis shows…

Why Get Your Reverse Mortgage From Richard Woodward of Service First Mortgage

How a reverse mortgage helped an 84-year-old retired schoolteacher purchase a home even with horrible credit. She needed to sell her existing larger home so she could move closer to her grandchildren and save the expense of a large home. Many seniors try to help their adult children by cosigning credit accounts with them. Unfortunately,…