An FHA Home Loan is one of the best home loans for first time home buyers and those with less than perfect credit.  With an FHA Home Loan, buyers can purchase homes with as little as 3.5% down.  This makes the FHA home loan program ideal for many people.  At Service First Mortgage we have provided FHA Home loans for over 22 years to help our community with homeownership.

As of today, many of our competitors have either suspended or revised their guidelines to eliminate FHA home loans for a buyer with less than 680 credit scores.  This is due to the financial crisis we are currently experiencing. Because of the crisis, lenders are reluctant or do not have the capability to fund these loans.  Because we will be funding and servicing these loans ourselves, we have the ability to remove the “middle-man” and sell directly to Ginnie Mae, the government-sponsored agency that holds the mortgage-backed securities.

Rates are still low!  Let us help you buy your next home with an FHA Home Loan.

If you have been turned down by your bank or another lender, apply online now and let us see if we can make your home purchase a reality.  We are funding FHA Home Loans for 580 and higher credit scores in Texas, Ohio, Kentucky, Colorado, Oklahoma, and Arizona.

With our commitment to on-time closings and superior customer service, Service First Mortgage will provide you with the best possible home loan experience.

Richard Woodward, NMLS 217454

Your Local, Direct, 5 Star Rated Mortgage Lender, Specialty Lending Manager

Office:  (214) 945-1066

 mortgageprosus.com/5-star-reviews

Service First Mortgage  NMLS 166487

6800 Weiskopf Ave #200, McKinney, TX 75070

Licensed by the Texas Department of Savings and Mortgage Lending (SML) Mortgage Banker Registration. Service First Mortgage is an Equal Housing Lender. This is not an offer of credit or commitment to lend. Loans are subject to buyer and property qualifications. Rates and fees are subject to change without notice. The views expressed on this site are those of the individual author and do not necessarily reflect the positions, strategies or opinions of Service First Mortgage or its affiliates.