Mortgage Rates Jump to Over 6%!  Is It Time To Panic? Mortgage Rates have increased to 6.33% for conventional loans for a national average as of September 16th, 2022 but historically that is not too bad.  FHA, VA, and USDA  mortgage rates are near 5.75% nationally.  This is the highest mortgage rates have been since…

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Do You need down payment assistance

Texas First-Time Homebuyer and Down Payment Assistance Programs  Texas is home to everything. Unfortunately, this statement may not be true for your savings account. Perhaps you believed you didn’t have enough money to pay a down payment on your Texas first home when you last checked your savings account. Rethink that.  We got you covered.  Down payment…

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How To Buy A Home Before You Sell Your Home

The Modern Way to Buy A Home Before Selling Your Current Home The Richard Woodward Team makes home buying stress-free. Never miss out on a great home because you haven’t sold your current one. The Modern Bridge Loan Program we offer puts you in a much better buying position.  Until now, you had to sell your…

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2022- the Rules have changed in the mortgage business

The Mortgage Business has Changed in 2022 The mortgage business is changing in 2022 in a number of different ways. We are going to look at what is coming in 2022 for the mortgage business and the Real Estate business. Forecasting is not easy these days, especially when it comes to economics. For example, many…

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10 Down is the new 20 down

No mortgage insurance for you! No MI with just 10% down on your next mortgage is available now for well-qualified homebuyers.  The Richard Woodward Team is here to make mortgages easier – and less expensive.  Get the best program custom-designed for your needs, low rates and cost. What Is Mortgage Insurance And How Does It…

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Introducing mortgage rate lock and shop program

Introducing our Mortgage Rate Lock & Shop Program. Traditionally, home buyers are unable to lock in an interest rate until they have found a home and executed a purchase contract. Most mortgage lenders will not allow you to lock in the interest rate until they receive an executed purchase contract. That’s normally okay in a…

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Certificate-Approved-Homebuyer-Nexa-Mortgage

Become a Certified Approved Homebuyer! Have you noticed that the housing market is super competitive?  Are you having trouble getting our offer accepted? As you shop for your dream home, there is one thing that can put you at an advantage with the seller. We provide that with the expertise and technics that have proven…

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Mortgage Rate Protection Plan

Are you concerned about rising mortgage rates? It’s a question many people are pondering as they try to decide whether now is the time for them to buy a home. Mortgage rates are still low, but if you wait until rates go up, then it will cost more money.  Basically, for every 1% increase in…

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