credit Archives | The Richard Woodward Team Nexa Mortgage

Hard Credit Pull vs. Soft Credit Pull: Demystifying Credit Inquiries Recently, a client of mine looked at me with a hint of concern and asked, “Are you doing a hard credit check on me today?” It dawned on me that this is a question that many of you might have. So, today, let’s delve into…

Equifax, one of the 3 main bureaus, located in Atlanta is going to pay up to $700 million in the largest-ever data breach settlement that happened in 2017. The breach exposed the personal information of 147 million people. Here are the Equifax Settlement Claim Instructions. Here’s some articles that detail the leak and settlement: https://www.cnn.com/2019/07/25/us/equifax-700-million-settlement-data-breach-trnd/index.html https://www.nytimes.com/2019/07/22/business/equifax-settlement.html…

Great credit is a wonderful thing to have. Here are the Dos and Don’ts of credit advice. If healthy credit is something that you’re serious about, you’ve probably been searching for information or talking to friends and family. It’s important to pay attention to where you’re getting your information from. People tend to gather information…