Posts Tagged ‘credit score’
Hard Credit Pull vs. Soft Credit Pull: Demystifying Credit Inquiries
Hard Credit Pull vs. Soft Credit Pull: Demystifying Credit Inquiries Recently, a client of mine looked at me with a hint of concern and asked, “Are you doing a hard credit check on me today?” It dawned on me that this is a question that many of you might have. So, today, let’s delve into…
Read MoreQuestions to Ask Your Loan Officer: Do I Qualify for Any Down Payment Assistance Programs?
Hey there homebuyers! If you’re a young homebuyer under 35, you’re likely facing a mix of excitement and uncertainty about entering the world of home ownership and real estate. One of the biggest challenges can be coming up with the down payment – that initial chunk of change needed to secure your dream home. But…
Read MoreFHA Home Loan for 580 and higher credit scores
An FHA Home Loan is one of the best home loans for first time home buyers and those with less than perfect credit. With an FHA Home Loan, buyers can purchase homes with as little as 3.5% down. This makes the FHA home loan program ideal for many people. At Service First Mortgage we have…
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