Richard Woodward | (214) 945-1066

Unlocking Homeownership Dreams: The HomeReady SPCP for Texas First-Time Homebuyers and up to $6000 closing cost credit

Homeownership is a cornerstone of the American dream, and for many Texans, the path to achieving this dream has just become a little smoother. The HomeReady® Special Purpose Credit Program (SPCP) is a pilot program designed to help first-time homebuyers in select Texas metropolitan areas reach their homeownership goals. What is the HomeReady SPCP? The…

Questions to Ask Your Loan Officer: Do I Qualify for Any Down Payment Assistance Programs?

Hey there homebuyers! If you’re a young homebuyer under 35, you’re likely facing a mix of excitement and uncertainty about entering the world of home ownership and real estate. One of the biggest challenges can be coming up with the down payment – that initial chunk of change needed to secure your dream home. But…