Posts Tagged ‘first time home buyer’
Do You Charge An Origination Fee? What You Need To Know About an Origination Fee
Navigating the landscape of mortgage costs can be complex but understanding what you’re paying for—and why—can make a significant difference in your home buying experience. A common question I am asked is, “Do you have an origination fee?” Let’s break down what this fee is, what it includes, and the differences between a bank’s and…
Read More12 Mortgage Red Flags That Could Cause Your Mortgage To Be Declined
Mortgage Red Flags: Property Issues that Could Derail Home Financing Whether you are buying a home for the first time or investing in a rental home, there is a huge chance that you will need a mortgage to finance that property. Most people who buy real estate don’t do it with their own money because…
Read MoreWhy A Mortgage Broker Is the Way to Go for Millennials
Why A Mortgage Broker Is the Way to Go for Millennials Hey there millennials! So, you’ve decided to take the exciting leap into homeownership. Congrats! But hold on a second, because before you start envisioning your dream home, let’s talk about the most important part of the process: getting a mortgage. Trust me, it’s not…
Read MoreStop Throwing Money Away on Rent and Start Building Equity with Our First-Time Homebuyer Mortgage Program
Stop Throwing Money Away on Rent and Start Building Equity with Our First-Time Homebuyer Mortgage Programs As a first-time homebuyer in the Dallas area, getting a mortgage can solve a number of problems you may face as a renter when looking to purchase your dream home. With the help of a mortgage broker, you can…
Read MoreTips for First-Time Home Buyers
Tips for First-Time Home Buyers Buying your first home is a big decision, but it’s also an exciting one. It’s a chance to put down roots, build equity, and create a space that’s uniquely yours. But before you start shopping for your dream home, there are a few things you need to do to make…
Read MoreHow to get the seller to subsidize and lower your mortgage payment
If you are shopping for a home, you may have noticed interest rates have changed a bit. Are you concerned about the current interest rates and how to lower your monthly mortgage payment? Yes, interest rates are higher now than they have been in the last couple of years, but it’s still a great time…
Read MoreGood News For First Time Home Buyers
Great news for first-time home buyers. Lower mortgage rates are coming from Fannie Mae and Freddie Mac. In a meeting at the mortgage banker’s conference, the Federal Housing Financing Agency director Sandra Thompson announced that Fannie Mae and Freddie Mac would both be reducing their loan level pricing adjustments for Home Possible and HomeReady mortgages. What…
Read MoreTexas First-Time Homebuyer and Down Payment Assistance Programs
Texas First-Time Homebuyer and Down Payment Assistance Programs Texas is home to everything. Unfortunately, this statement may not be true for your savings account. Perhaps you believed you didn’t have enough money to pay a down payment on your Texas first home when you last checked your savings account. Rethink that. We got you covered. Down payment…
Read More$600 Appraisal Credit Available for Home Buyers
Do you want to lower your closing cost on your mortgage? I’m offering up to $600 credit toward your appraisal, and I will not charge an underwriting or processing fee for home buyers. Home buyers normally pay up to $2100 for these 3 fees with most mortgage bankers. I want to help you become a…
Read MoreShould I wait to buy my Dallas home? What is the cost of waiting to buy my Dallas home?
If you’re considering buying a Dallas home in the near future, I have some important information for you. You may be tempted to wait because you are listening to Uncle Joe and he tells you we are in a bubble and the home prices will come down. But what you don’t know is that waiting could…
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