Posts Tagged ‘mortgage’
No MI With Just 10% Down On Your Next Mortgage
No mortgage insurance for you! No MI with just 10% down on your next mortgage is available now for well-qualified homebuyers. The Richard Woodward Team is here to make mortgages easier – and less expensive. Get the best program custom-designed for your needs, low rates and cost. What Is Mortgage Insurance And How Does It…
Read MoreShould I wait to buy my Dallas home? What is the cost of waiting to buy my Dallas home?
If you’re considering buying a Dallas home in the near future, I have some important information for you. You may be tempted to wait because you are listening to Uncle Joe and he tells you we are in a bubble and the home prices will come down. But what you don’t know is that waiting could…
Read MoreBridge Loans | How do Bridge loans work?
Bridge Loans | How to Buy Your Next Home Using a Bridge Loan without selling first. A bridge loan is often used in real estate transactions to provide cash flow during a transitional period, such as while moving from your current residence into your new home. Homeowners can use these short-term loans, which can help…
Read MoreHow To Get Your Offer Accepted In A Dallas Hot Housing Market
Getting your offer accepted in a hot housing market can be a challenge. Buying a house in Dallas or Plano or Frisco is challenging right now. In this video, we are going to discuss the hot Dallas housing market and what to do to get your offer accepted. Currently, there are fewer houses for sale…
Read MoreWhy NOT to Buy a Home Directly With the Listing Realtor
Why not to buy a home directly with the listing Realtor explained. As a mortgage professional I get this question asked of me all the time. A homebuyer will come to me for preapproval and then will start the home shopping process. When I ask if they are being represented by a Realtor, they may…
Read MoreHow a Bridge Loan Can Help Get Your Offer Accepted Without a Contingency
A bridge loan can help you get your offer accepted in a very competitive market without having to sell your home first. Because the DFW market is so hot at the moment, sellers are reluctant to accept an offer if it is contingent on the sale of your existing home. Bridge loans enable you to…
Read MoreHelpful Hints for First-Time Home Buyers | Part 4
From Offer to Closing By Shawna Sanders If you’ve been following along in our series, Helpful Hints for First-Time Home Buyers, you’ve gotten your finances in order, chosen your real estate agent and lender before starting the hunt. You’ve found the house you want to make an offer on. So what happens now? Make an Offer…
Read MoreFannie Mae and Freddie Mac are charging you more to refinance
Fannie Mae and Freddie Mac both dropped a bombshell yesterday. The FHFA, Fannie and Freddie’s regulator, is imposing a new 0.5% of the loan amount fee to all refinances effective September 1st. Almost all lenders will start collecting this new higher rate immediately because it will take until after September 1st to deliver the loan…
Read MoreHelpful Hints for First-Time Home Buyers| Part 3
The Hunt! Finding your new home. By Shawna Sanders In the first two parts of our series, Helpful Hints for First-Time Home Buyers, we covered getting your finances in order and finding the lender and real estate agent you want to work with. Now it’s time to get to the fun part of the home buying…
Read MoreHelpful Hints for First-time Home Buyers | Part 2
Preparing for the Hunt By Shawna Sanders In Part 1 of our Helpful Hints for First-Time Home Buyer series we covered the steps to getting your finances in order to prepare for the home buying process. But you’re not quite ready to begin the house hunt just yet. First, you’re going to need to find…
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