Quicken loans rates Archives | The Richard Woodward Team Nexa Mortgage

Do You Charge An Origination Fee? What You Need To Know About an Origination Fee

Navigating the landscape of mortgage costs can be complex but understanding what you’re paying for—and why—can make a significant difference in your home buying experience. A common question I am asked is, “Do you have an origination fee?” Let’s break down what this fee is, what it includes, and the differences between a bank’s and…

Helpful Hints for First-Time Home Buyers | Part 4

From Offer to Closing By Shawna Sanders If you’ve been following along in our series, Helpful Hints for First-Time Home Buyers, you’ve gotten your finances in order, chosen your real estate agent and lender before starting the hunt. You’ve found the house you want to make an offer on. So what happens now? Make an Offer…

Helpful Hints for First-time Home Buyers _ Part 3

The Hunt! Finding your new home. By Shawna Sanders In the first two parts of our series, Helpful Hints for First-Time Home Buyers, we covered getting your finances in order and finding the lender and real estate agent you want to work with. Now it’s time to get to the fun part of the home buying…

Helpful Hints for First-time Home Buyers Part 2

Preparing for the Hunt By Shawna Sanders In Part 1 of our Helpful Hints for First-Time Home Buyer series we covered the steps to getting your finances in order to prepare for the home buying process. But you’re not quite ready to begin the house hunt just yet. First, you’re going to need to find…

FHA Home Loan for 580 and higher credit scores

An FHA Home Loan is one of the best home loans for first time home buyers and those with less than perfect credit. With an FHA Home Loan, buyers can purchase homes with as little as 3.5% down. This makes the FHA home loan program ideal for many people. At Service First Mortgage we have…

$2T Stimulus… How does that affect my mortgage_

You may have heard on the news about the $2Trillion dollar stimulus package recently announced. You may also be asking how that will affect my mortgage. Well as a mortgage lender with over 22 years of experience I can honestly say the current environment has hit the financial industry with a perfect storm. Several weeks…

Buying A Fixer Upper Home Is Easier Than You Think

Buying a fixer-upper can be easy if you work with the right team. According to noted penny pincher Dave Ramsey, if you’re in the market for a fixer-upper, chances are your competition is slim. That’s great news because it means the odds for scoring a sweet deal are in your favor. The current real…

Great credit is a wonderful thing to have. Here are the Dos and Don’ts of credit advice. If healthy credit is something that you’re serious about, you’ve probably been searching for information or talking to friends and family. It’s important to pay attention to where you’re getting your information from. People tend to gather information…

What are the best renovations to make to your home before selling it? What about just for overall value improvement for your Dallas home? Thanks to our friends at Keeping Current Matters and HGTV, we have some numbers for you. If you are planning to sell your Dallas home, I can help you with a…

Mortgage rate update for Dallas Texas November 16, 2018. Mortgage rates improved slightly this week in response to a comment from Vice-Chairman statement cautioning on global economic slow down. He stated that it could begin to affect the US and this resulted in the bond yield declining. Additional blog post you should read. How to…