Why Choose a Mortgage Broker Over a Bank? The Richard Woodward Team Explains

Hello and welcome to our latest blog post! If you’re in the market for a new home, you might be wondering whether to go through a bank or a mortgage broker. Well, here at The Richard Woodward Team at NEXA Mortgage, we make that decision easy for you.

Why, you ask?

Imagine having access to over 250 of the nation’s top lenders. Yes, you read that right! We shop around for you, ensuring that you secure the best rates and the lowest fees possible. Our goal? To see you win when it comes to finding your dream home financing. Let’s delve into why a mortgage broker, particularly our team, might just be your best bet:

  1. Broader Access to Loans: Unlike banks that only offer their own products, we have a wide array of loans from over 250 lenders. This means more options that fit your unique financial situation and goals. As the nation’s largest broker, these lenders compete for our loans by offering lower rates or special discounts so our clients win!
  2. Expertise and Specialization: Richard specializes in mortgages and that is all he has done for over 25 years. This expertise is great for you because he as the knowledge to make your purchase or refinance the best it can be. It’s what he does day in and day out. He understands the ins and outs of the mortgage process and can navigate complex situations with ease.
  3. Personalized Service: At NEXA Mortgage, you’re not just another application number. We take the time to get to know you and your specific needs, ensuring a personalized service that big banks can’t match. Richard works directly with you. He doesn’t hand you off to assistants or processors that don’t know you. One point of contact from start to finish.
  4. Flexibility and Efficiency: We’re often able to approve loans more quickly than banks because we can choose the right lender for your specific circumstances. Need a fast closing? We’ve got you covered.
  5. No Hidden Fees, Just Transparency: We believe in transparency. With us, what you see is what you get. No hidden fees, no bate and switch, no surprises.

So, if you’re looking for a lender that works tirelessly to get you the best deal, look no further than The Richard Woodward Team at NEXA Mortgage. We’re not just here to help you get a mortgage; we’re here to help you navigate your path to homeownership with confidence and peace of mind.

Ready to start your home buying journey? Contact us today, and let’s make your homeownership dreams come true!

Remember, when it comes to buying your home, you deserve a team that fights for your best interests. Choose wisely—choose The Richard Woodward Team.